who can get a va loan

Best answer


If you鈥檙e an eligible service member, veteran or qualifying military spouse, you can get a VA loan to buy a home with no down payment 鈥?and you don鈥檛 have to pay monthly mortgage insurance. It鈥檚 also easy to qualify for a VA loan, even if your credit isn鈥檛 perfect.

People also ask


  • Who is eligible for a VA home loan?

  • For example, disabled adult dependents cannot use it. Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements. Spouses of deceased veterans who died on active duty or as a result of a service-connected disability, or spouses of veterans who are missing in action or prisoners of war, are also eligible.

  • Can a VA loan be used for a spouse?

  • Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements. Spouses of deceased veterans who died on active duty or as a result of a service-connected disability, or spouses of veterans who are missing in action or prisoners of war, are also eligible.

  • Can you get a VA loan if you are active duty?

  • Active duty military, veterans, surviving spouses, and in some instances civilians are eligible for a VA loan. VA loans have requirements the veteran must fulfill before they can be considered eligible. For National Guard and Reserves Members Those serving in the National Guard or the Reserves have a minimum six-year duty requirement.

  • Can a VA home loan be used for a dependent?

  • The VA home loan program has even more stringent rules than many of the other benefits. For example, disabled adult dependents cannot use it. Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements.

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