who can get a va loan

Best answer


A VA loan is a mortgage offered through the U.S. Department of Veterans Affairs. VA loans are available toactive and Veteran service members and their surviving spouses. VA mortgages are backed by the federal government but issued through private lenders.

People also ask


  • Who is eligible for a VA home loan?

  • For example, disabled adult dependents cannot use it. Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements. Spouses of deceased veterans who died on active duty or as a result of a service-connected disability, or spouses of veterans who are missing in action or prisoners of war, are also eligible.

  • Can a VA loan be used for a spouse?

  • Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements. Spouses of deceased veterans who died on active duty or as a result of a service-connected disability, or spouses of veterans who are missing in action or prisoners of war, are also eligible.

  • Can you get a VA loan if you are active duty?

  • Active duty military, veterans, surviving spouses, and in some instances civilians are eligible for a VA loan. VA loans have requirements the veteran must fulfill before they can be considered eligible. For National Guard and Reserves Members Those serving in the National Guard or the Reserves have a minimum six-year duty requirement.

  • How do I apply for a VA loan?

  • A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.

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