when do i have to repay student loans

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When You Must Begin PaymentsOnce you graduate, drop below half-time enrollment, or leave school, your federal student loan goes into repayment. However, if you have a Direct Subsidized, Direct Unsubsidized, or Federal Family Education Loan, you have a six-month grace period before you are required to start making regular payments.

People also ask


  • When does the student loan repayment process start?

  • The student loan repayment process may have a varied start date, depending on the type of loan you have borrowed. Most federal student loans have a six month grace period in which borrowers are not required to make payments on their student loans.

  • When do you have to start paying back student loans?

  • When Do You Have To Start Paying Back Student Loans? The student loan repayment process may have a varied start date, depending on the type of loan you have borrowed. Most federal student loans have a six month grace period in which borrowers are not required to make payments on their student loans.

  • Do I have to repay my federal student loans?

  • Fortunately, in some circumstances, you don’t have to repay your federal student loans, either for a specified time or permanently. Here are 10 possibilities that might apply to your financial situation.

  • When will my student loan payments resume?

  • Since March 2020, federal student loan payments have been on pause 鈥?with no payments required, no interest charged and all collections activities on hold. However, this period of administrative forbearance is set to expire on Sept. 30, 2021, meaning all payments will resume on Oct. 1.

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