what is bhg loans

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Bankers Healthcare Group

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  • What are the terms of a BHG loan?

  • BHG rates, fees and terms BHG offers unsecured loans of $20,000 and $250,000. Its rates start at 7.99%, and terms range from 1 year to 12 years. There鈥檚 no fee to apply, but you have to pay a closing fee of 1% to 3% of the loan amount, usually rolled into the loan balance.

  • Who is eligible for a BHG personal loan?

  • BHG Personal Loans only considers borrowers who are employed. The Military Lending Act (32 C.F.R. 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via BHG Personal Loans.

  • Does BHG personal loans report to the credit bureaus?

  • Yes, BHG Personal Loans reports your account activity to the following credit reporting agencies: Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

  • How long does it take to get approved for a BHG loan?

  • BHG personal loans require no collateral and may be approved in as few as 24 hours and funded in as few as five days What Are the Product’s Terms, Fees and Conditions?

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