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People also ask
Is Lending Club worth it?
Yes, it can be frustrating to get a flier from them saying you are 鈥減reapproved鈥?for a loan, only to get denied the loan when you check your rate online, or to get an interest rate or monthly payment that is more than you can afford. But most people who actually get loans through Lending Club have no complaints at all. I know this from experience.
Is your Lending Club name being used in a scam?
Lending Club has informed BBB that their company’s name is being fraudulently used in an online loan scam. It appears that some consumers applying for a loan at online sites other than Lending Club are subsequently being contacted by representatives claiming to be from Lending Club.
Is lendingmemo affiliated with Lending Club?
LendingMemo Media is affiliated with both Lending Club and Prosper. See disclosure. LendingMemo featured articles What is a peer to peer loan? Review: How I got a loan through Lending Club Review: How I got a loan through Prosper Lending Club vs. Prosper for borrowers Loan calculator for Lending Club and Prosper Peer to peer lending made easy.
Is Lending Club FDIC approved?
Lending Club is NOT a member of FDIC – it’s not a bank. However, cash not invested in Lending Club Notes is held at Wells Fargo Bank in trust for all Lending Club investors, so uninvested money is fully protected by the FDIC. All Lending Club loans are unsecured, fully amortized personal loans.