how to tell if i have a fha loan

Best answer


Access your loan information bygoing online to your lender’s website. You may have set up a user name and password for this purpose. Go to your account information, and you should be able to pull up all of the information about the type of loan you have. Your account will indicate if you have an FHA loan, which is always FHA insured.

People also ask


  • How do I know if my loan is FHA insured?

  • If you purchased your home using a Federal Housing Administration (FHA) loan, you were able to make very low down payment of as little as 3.5 percent. This is the first indicator that your loan may be FHA insured. In exchange for a low down payment, FHA always requires a mortgage insurance premium on each and every loan. Advertisement

  • How do I find a good FHA loan officer?

  • Ask for a main point of contact, or two, and obtain their hours of operation, direct phone number, fax number and email address. Also ask a loan officer for references from past clients. Ask past customers about their experience with the loan officer and how well they were kept in-the-know about their FHA loan’s status.

  • What credit score do you need to get an FHA loan?

  • While we didn鈥檛 have ultrahigh credit scores, getting an FHA loan wasn鈥檛 a free-for-all: Buyers must have a 580 credit score to take advantage of the 3.5% down payment option. Lenders also have a stake, and will often demand a credit score of 600 or higher to qualify.

  • How do I find out what type of loan I have?

  • Access your loan information by going online to your lender’s website. You may have set up a user name and password for this purpose. Go to your account information, and you should be able to pull up all of the information about the type of loan you have. Your account will indicate if you have an FHA loan, which is always FHA insured.

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