how to tell if i have a fha loan

Best answer


Access your loan information bygoing online to your lender’s website. You may have set up a user name and password for this purpose. Go to your account information, and you should be able to pull up all of the information about the type of loan you have. Your account will indicate if you have an FHA loan, which is always FHA insured.

People also ask


  • How do I know if my loan is FHA insured?

  • If you purchased your home using a Federal Housing Administration (FHA) loan, you were able to make very low down payment of as little as 3.5 percent. This is the first indicator that your loan may be FHA insured. In exchange for a low down payment, FHA always requires a mortgage insurance premium on each and every loan. Advertisement

  • Does the FHA lend money?

  • The FHA guarantees your loan but doesn鈥檛 lend money. An FHA-approved lender approves and funds your loan, and the FHA guarantees the loan for the lender.

  • How do I choose the right FHA loan for me?

  • Determine whether the home you are financing will serve as your primary residence. To get an FHA loan, you must be an occupant in the residence, and it must be your primary residence as well. No investment properties are allowed under the program. Check the maximum mortgage amount for your area before applying.

  • How do I find out what type of loan I have?

  • Access your loan information by going online to your lender’s website. You may have set up a user name and password for this purpose. Go to your account information, and you should be able to pull up all of the information about the type of loan you have. Your account will indicate if you have an FHA loan, which is always FHA insured.

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