how to get payday loans to stop calling

Best answer


You can write aformal cease and desist letter to the payday loan collector. This letter states that you no longer wish to be contacted about a debt. Make sure to type the letter and, if possible, send it by certified mail with a return receipt requested.

People also ask


  • How do I stop a payday loan payment?

  • To stop future payments, you’ll probably have to send the bank a written notice and include a copy of your revocation to the payday lender. Close Your Bank Account You should close your bank account to stop the transfers only as a last resort. You might have to do this if:

  • How can I avoid payday loans going to a debt collector?

  • You should try to negotiate other payment arrangements with the lender to avoid your account going to a debt collector. Payday loans are short-term loans for smaller amounts鈥攖ypically $500 or less鈥攚hich you have to repay on your next payday or when you get income from another steady source, like a pension or Social Security.

  • Should you take out a new loan to pay off payday loans?

  • Taking out a new loan at a lower rate to pay off payday loan debt can work if you’re able to qualify or have a loved one who will let you borrow. Paying extra on your loans is possible if you can work more or sell extra items to come up with more cash.

  • How does debt settlement work with payday loans?

  • Debt settlement involves reaching an agreement with creditors to pay off less than the total owed and have the rest of your debt forgiven. Debt settlement attorneys or debt settlement companies can negotiate this type of agreement with payday loan lenders — but you will have to pay fees.

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