how to get federal student loans forgiven

Best answer


Submit a PSLF Application for Forgiveness. After you’ve made 120 months of payments, you may be eligible to have the balance of your federal student loans forgiven. Complete the application and give it to your employer to certify.

People also ask


  • When can you get student loan forgiveness?

  • After 20 years (undergraduate student loans) or 25 years (graduate student loans) of payments, you can get student loan forgiveness on your remaining federal student loan balance.

  • How can I get my student loans forgiven if I’m a doctor?

  • Become a Doctor or Lawyer. Certain health professionals can receive up to $50,000 of student loans forgiven through the National Health Service Corps Loan Repayment Program in exchange for two years of volunteer service at a clinic that has a shortage of health professionals. You may be able to receive additional forgiveness for additional service.

  • Can I get loan forgiveness for teaching jobs?

  • If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or FFEL Program loans.

  • Is student loan forgiveness taxable?

  • However, in some instances, the IRS treats student loan forgiveness as taxable income. In early 2021, the Biden Administration passed a coronavirus relief package that makes all student loan forgiveness tax-free through 2026. Would student loan forgiveness include private student loans?

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