how to find out if you have student loans

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  • Where can I find information about my student loans?

  • You can find information about your student loans, including your balance, through the National Student Loan Data System for federal loans, or through your student loan servicer for private loans.

  • How do I know if my loans are federal or state?

  • It鈥檚 the easiest way to determine if your loans are federal and get any loan information you may need. If you don鈥檛 see your loan information on studentaid.gov, you don鈥檛 have a federal student loan.

  • How do I Check my Private student loans on my credit report?

  • Your credit report will show your outstanding balance from the date the information was collected and will tell you which lender owns the debt. Contact the lender listed to get more information on your private student loan. You can also check with your school.

  • Why can鈥檛 I see my student loan information on StudentAid?

  • If you don鈥檛 see your loan information on studentaid.gov, you don鈥檛 have a federal student loan. You access the site with your FSA ID to see your loan amount, status, servicer, outstanding balance and disbursement details.

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