how to find out if you have student loans

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You can find information about your student loans,including your balance,through theNational Student Loan Data Systemfor federal loans,or through your student loan servicer for private loans. The definitive source for information on your federal student loans is the National Student Loan Data System (NSLDS).

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  • How do I find out my federal student loan balances?

  • Finding Your Federal Student Loan Balances. You can always access student loan information through your My Federal Student Aid account. Another route to find out your federal student loan balances is to go directly to the National Student Loan Data System (NSLDS). This is the U.S. Department of Education’s central database for student aid,…

  • How do I find out my private student loans?

  • Private Student Loans. To find out information on your private student loans, you聮ll need to contact each of your private student loan servicers to determine your total loan balance or check your credit report. Unlike federal student loans, there is not a single website that contains information about all of your private student loans.

  • How do I find out if my student loan is managed?

  • Federal loans are managed by one of nine student loan servicers. You can contact 1-800-4-FED-AID, the federal student aid helpline, to determine if your loan is managed by any of them. If so, the helpline can connect you to your servicer for more information about your loan.

  • How do I know if my loans are federal or state?

  • It鈥檚 the easiest way to determine if your loans are federal and get any loan information you may need. If you don鈥檛 see your loan information on studentaid.gov, you don鈥檛 have a federal student loan.

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