how to find out if you have student loans

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National Student Loan Data System

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  • How do I find out what my federal student loans are?

  • The definitive source for information on your federal student loans is the U.S. Department of Education鈥檚 Federal Student Aid website. Through this website you can access information about your federal student loans.

  • How do I find out if my student loan is managed?

  • Federal loans are managed by one of nine student loan servicers. You can contact 1-800-4-FED-AID, the federal student aid helpline, to determine if your loan is managed by any of them. If so, the helpline can connect you to your servicer for more information about your loan.

  • Why can鈥檛 I see my student loan information on StudentAid?

  • If you don鈥檛 see your loan information on studentaid.gov, you don鈥檛 have a federal student loan. You access the site with your FSA ID to see your loan amount, status, servicer, outstanding balance and disbursement details.

  • How do I know if my loans are private or federal?

  • You鈥檒l know your loans are through a private lender if you check studentaid.gov or use the other methods mentioned above and can鈥檛 verify your loans are federal. If you are not in touch with your lender, one good way to track down your private student loan debt is through your credit report.

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