how to find out if you have student loans

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You can find information about your student loans,including your balance,through theNational Student Loan Data Systemfor federal loans,or through your student loan servicer for private loans. The definitive source for information on your federal student loans is the National Student Loan Data System (NSLDS).

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  • How do I find out what my federal student loans are?

  • The definitive source for information on your federal student loans is the U.S. Department of Education鈥檚 Federal Student Aid website. Through this website you can access information about your federal student loans.

  • How do I find out if my student loan is managed?

  • Federal loans are managed by one of nine student loan servicers. You can contact 1-800-4-FED-AID, the federal student aid helpline, to determine if your loan is managed by any of them. If so, the helpline can connect you to your servicer for more information about your loan.

  • Why can鈥檛 I see my student loan information on StudentAid?

  • If you don鈥檛 see your loan information on studentaid.gov, you don鈥檛 have a federal student loan. You access the site with your FSA ID to see your loan amount, status, servicer, outstanding balance and disbursement details.

  • Are your student loans federal or state?

  • Most student loans are federal. But if you鈥檙e not sure about yours, here are three easy ways you can check. MORE: Government student loans: What are the benefits? Studentaid.gov contains information on all federal student loans. It鈥檚 the easiest way to determine if your loans are federal and get any loan information you may need.

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