does wells fargo do fha loans

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  • What kind of mortgage does Wells Fargo offer?

  • As you鈥檇 expect of a big bank, Wells Fargo has a wide range of mortgage options. These include: Adjustable-rate mortgages 鈥?Choose a fixed rate for an initial 5- or 7-year period (or 10 if you want a jumbo loan). After that, your rate can fluctuate each year FHA loans 鈥?Use an FHA loan to put down as little as 3.5% of the purchase price.

  • Does Wells Fargo offer a first-time home loan?

  • Wells Fargo offers the yourFirst Mortgage loan product to first-time and low- to moderate-income homebuyers. The loan requires at least a 3 percent down payment and offers a $750 credit for closing costs if the borrower completes a homebuyer education course. Other specialized mortgage products the lender offers include:

  • How can Wells Fargo help me lower my mortgage payment?

  • Wells Fargo might be able to help you lower your mortgage payment through 鈥渓oan modification.鈥?Loan modification is when your lender helps you restructure your mortgage to make it more affordable. That could mean lowering the interest rate or increasing the loan term to lower your monthly payments.

  • Is Wells Fargo a good bank to borrow from?

  • Wells Fargo is suitable for a wide range of uses, making it ideal for customers who want to borrow a large amount of funds with flexible loan terms. Loans are even better suited to borrowers with good to excellent credit, who will qualify for more competitive APRs closer to 6% than 20%.

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