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How much can you get from a pawn shop?
Get Up to $500* And Pay Back Over Time. What is a Pawn Shop Loan? A pawn shop loan is a short-term, secured loan. You take an item of value to the pawnbroker, the shop evaluates it and gives you a loan for a percentage of the value. These loans are typically for 1-3 months, but you can pay back the loan at any time and get your item back.
What is a pawn shop loan?
A pawn shop loan is a short-term, secured loan. You take an item of value to the pawnbroker, the shop evaluates it and gives you a loan for a percentage of the value. These loans are typically for 1-3 months, but you can pay back the loan at any time and get your item back.
Do you have to pay back a pawn loan?
If you move forward with a pawn shop loan, you can get the cash right then and there. You鈥檒l typically be required to pay back the full amount of the pawn loan to reclaim your pawned item, though the amount of time you have to repay the loan can vary from state to state.
What are the disadvantages of a pawn shop loan?
The most significant drawback of a pawn shop loan is its cost. Interest rates and finance charges for pawn shop loans are often high. It鈥檚 common to see interest rates between 5% and 25% a month.