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People also ask
Can I apply for a second draw PPP loan in 2021?
This program initially rolled out in March 2020, and it is now allowing eligible borrowers who have already received a PPP loan to apply for a second one in 2021. Second draw PPP loans have many of the same terms as first draw PPP loans, including:
Who qualifies for a second round of PPP?
Who qualifies for second-draw PPP loans If you or your business received an initial PPP loan, you may qualify for a second round of funding, provided you meet the following requirements: Have no more than 300 employees. Have used or will use the full amount of your first PPP loan.
How much can you borrow for a PPP loan?
New businesses: Total payroll costs divided by the number of months those costs were paid out. Hotels, restaurants and other accommodation and food service businesses can borrow up to 3.5 times their average monthly payroll costs. Unlike initial loans, the maximum amount for second-draw PPP loans is just $2 million.
Can a second-time borrower apply for a forgivable PPP loan?
The SBA set three basic standards for second-time borrowers to meet in order to apply for a forgivable loan. First, they must have already received a first-draw PPP loan and have either used the full amount of funding 鈥?or will use it 鈥?for authorized purposes. Second, these firms can have no more than 300 employees.