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People also ask
Does my business qualify for a PPP loan?
Depending on when your business was established, you may still qualify for a PPP loan. Your business must have been in operation as of February 15, 2020 in order to apply for a PPP loan. For most businesses, PPP loan amounts are calculated based on average payroll costs over the past year.
Do you have to be an LLC to apply for PPP?
You don鈥檛 have to have an LLC designation or a registered business to qualify for PPP loans. Sole proprietors, freelancers, and independent contractors can apply for PPP funding. Calculate how much you could receive by using your 2019 or 2020 tax returns.
What is a PPP loan and how does it work?
PPP loans are forgivable, which means that business owners aren’t obligated to pay them back as long as they follow specific guidelines. The terms of forgiveness dictate that the business uses the loan money to keep the business operational, and 60 percent of the funds must go to cover payroll expenses. Who can get a PPP loan?
How do I apply for a PPP loan?
1. Get matched with a lender On the U.S. Small Business Administration (SBA) website, you’ll find two links. One helps you find lenders in your area offering PPP loans, and another matches you with a lender.