can u get a loan with no credit

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  • Can you get a loan without a credit check?

  • This is called a no credit check loan, though not every lender that the lending networks work with will OK such a loan. The lenders that do may charge you a higher interest rate than lenders that offer loans with a credit check. Some lending networks, such as CashUSA.com, may conduct a soft credit check when you submit an online application.

  • What is a no credit loan?

  • No credit loans are personal loans that do not require you to have a credit score to get approved. Loans for people with no credit also tend to have high interest rates and fees, given the risk associated with lending to unproven borrowers, making comparison-shopping essential.

  • What happens when you request a no-credit-check loan?

  • When you request a no-credit-check loan, you are signaling to the lender that you have a low credit score. Your credit history may include derogatory information, such as delinquencies, collections, defaults, foreclosures, or bankruptcies.

  • Can I get a personal loan without a credit history?

  • But without a credit history, getting any loan can be a challenge, according to the Consumer Financial Protection Bureau (CFPB). That doesn鈥檛 mean there aren鈥檛 options, though. Keep reading to learn more about how to get a personal loan even if you haven鈥檛 yet established credit. How Do Personal Loans Work?

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