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People also ask
Can you own two homes with a VA loan?
The simple answer 鈥?yes! In some situations, you can own two homes at once with a second VA loan, if you have enough remaining entitlement. Before we dive in, let鈥檚 take a couple steps back and explain the VA loan and entitlement in more detail. What is a VA loan and who is eligible?
Can I use my VA loan twice?
Yes, you can use the VA loan twice. There are several ways to tap into a second VA loan by enjoying your reduced entitlement or applying for a restoration of your full entitlement. How long do you have to wait between VA loans?
Do you need second-tier entitlement for a VA loan?
This typically requires the use of second-tier entitlement. Buyers might also need to put money down, but that depends in part on how much entitlement is left. Veterans might be able to get a new VA loan after experiencing foreclosure or short sale on a previous VA-backed mortgage.
Does the new VA loan law apply to you?
The new law that took effect in January only applies to borrowers with their full VA loan entitlement, which would not be accessible to you all unless you sell the home in Virginia or refinance out of the VA loan and invoke the one-time restoration of entitlement. You can talk with a Veterans United loan specialist in more detail at 855-870-8845.